As currency in Belgium falls under the single-currency zone, transferring money between Eurozone states is simple. Purchases and transfers of real estate located in Belgium, including buildings (except new buildings, which are subject to VAT as described above), are subject to registration duty at the rate of 12.5% of the higher of transfer price or fair market value in the Walloon and Brussels Regions. See our guide to international money transfers for more information. Amex EveryDay® Credit Card vs. Blue Cash Everyday® Card from American Express, finder.com is a financial comparison and information service, not a bank or Some mobile apps now have biometric ID options (e.g. The most common bank card is the Bancontact/Mister Cash card, which is a debit card in Belgium. Chip and PIN cards are widely accepted in Belgium. If you are Most major banks also offer credit cards in Belgium, although fees can greatly vary depending on the type. Using debit cards and ATMs is usually free as long as you stay within your account limits, although you may well incur charges if you use foreign cards, withdraw foreign currency or go overdrawn when using a Belgian ATM. Question & answer; Belgium is one of Europe’s top tourist destinations. If you are not happy with the service provided by your Belgian bank and want to make a complaint, you should first contact the customer service or complaints department at the bank. They share a common currency of the Euro (€) with Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, and Spain, as well as a collection of micro-states. You should … Duration and renewal The European Blue Card is valid for 13 months and renewable for a period of 13 months. You should have no problems using your credit card in Belgium. However, you should still exercise caution and make sure you: If paying your bill with a credit card isn’t an option, consider making an ATM cash withdrawal. Note that if the calculated remainder is equal to 0, the check-number yy is reset to 97. This site uses functional cookies and external scripts to improve your experience. It's almost Kerstmis time in Belgium! Earn flat rewards on all of your purchases. Costs for loans and mortgages from Belgian banks will depend on the APRC, plus some providers may also include additional fees. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Nationality: BELG/BELGE (Belgian) ID card number, 12 digits in the form xxx-xxxxxxx-yy. The majority of them are foreign-owned banks, which run serviced from 3,195 branches (increasing to 5,896 when independent bank agent branches are included). See more guides on using a credit card in other countries. The Belgian ID card issued, upon request, to EU citizens residing here permanently is identical to the Belgian national ID card with the exception of the wording 'type: attestation d'enregristrement'. Using your credit card; the dos and don’ts DO: Set up a monthly direct debit from your Belgian bank account to pay your credit card … It really makes travel throughout Belgium a lot easier. The country is a world leader in financial services and has the highest rate of card payments in the world. International banks operating in Belgium Hosting the headquarters of the European Union, it comes as no surprise that Belgium boasts a broad selection of international banks. Of the older EU countries, Sweden, Denmark and the UK remain the outsiders and kept their own currencies. All card holders over 15 years of age must carry this identity card at all times. Make sure you ask the driver before you take the trip. Travel credit cards without foreign transaction fees can save you money on all of your purchases. Known as the land of lavish chocolate desserts and the heart of the European Union, Belgium is … About the provider: Sim Card Features : Welcome to O2 – one of the biggest operators in Europe. When you make a payment online in Belgium or abroad, check whether both these logos are present on the site, so as to ensure that your transaction is 100% secure. We may also receive compensation if you click on certain links posted on our site. When applying to obtain a Belgium Business visa, you must provide the following additional documents, which apply to … You can apply easily for a credit card online. An EHIC card can be valid for a maximum of two years: if you lose it, your health fund will issue you with a temporary replacement card and, in more urgent cases, can send it to you by fax or e-mail in the country where you are staying. Which international banks operate in Belgium? Pretty flexible, pretty good deal! Always log in by typing the bank’s website address into your address bar; never giving sensitive or confidential information such as account password by email or over the phone; making sure you only make online payments using a secure payment platform; never entering the PIN of your debit or credit card directly into a website; never storing any of your personal data on your mobile device; contacting your bank immediately if you receive any suspicious requests. Local bank transfers (virement/overschrijving) can also be made from most Belgian banks. Many banks also allow these to be set up online. Citi strives to create the best outcomes for our clients and customers with financial solutions that are simple, creative and responsible. To ensure you have the most up to date information, you should verify relevant information Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Aside from saving money on foreign transaction fees, these two cards let you earn and redeem miles on Brussels Airlines flights between the US and Belgium. Cash machines in Belgium You’ll find cash machines linked to the Plus or Cirrus systems so using your Visa or Mastercard card will be easy. According to a 2019 PwC report, 47% of Belgians use mobile payments and this is expected to increase to 68% over the next five years. With bpaid you don't have any income conditions and you don't need to open a bank account for it. Belgian Blue Card Bruge, Belgium Photo by Wolfgang Staudt: In September of 2012, Belgium finally introduced their version of the European Blue Card. report the problem to the police, who will issue you a certificate for your bank and insurance company; cancel your bank card by calling Belgium’s 24-hour emergency Card Stop service on +32 70 344 344. The F Card is valid for five years. You can learn more about spending in Belgium with our travel money guide. Belgium. The check-number yy is the remainder of the division of xxxxxxxxxx by 97. ATMs are in all Belgian cities and towns, at train and bus stations, petrol stations, shopping … There are a number of large and small Belgian banks to choose from, including those offering specialized financial services for expats. You may change your settings at any time. Best Belgium sim card in 2021. Most banks in Belgium open between 9:00-17:30, sometimes closing for around an hour for lunch. We may receive payment from our affiliates for featured placement of their products or services. Browse the internet everywhere in Europe and enjoy free calls to the O2 network. Buy, sell, trade and exchange collectibles easily with Colnect collectors community. The renewal is again preceded by a provisional work authorization under the same conditions as the initial authorization. If you want to stay in Finland for a longer period than three months, you need a residence permit. Once the application for the special new statue is approved, Brits in Belgium will be issued with a new electronic residence card, called the M card. Replacement: N/I. This card may be valid for up to five years. For EU citizens, the identity card or a passport is generally sufficient. Renewal: N/I. 1. In addition to Belgium, people with disabilities will be able to use the card in the other participating European countries, under the same conditions as disabled citizens from these countries: Cyprus, Estonia, Finland, Italy, Malta, Slovenia, Romania. As a highly-skilled worker, you can obtain a work permit without the need for prior labour market analysis. For the tourist, debit cards should be enabled on the Maestro or Cirrus network in order that you can use these in Belgium. In addition to nationals of a Member State of the European Economic Area, this formality is waived for certain other people, such as asylum seekers and nationals of countries which have a special relationship with Belgium under a treaty. Belgian shoppers prefer local based payment method Bancontact (debit card). The full range of financial services is on offer, including expat banking services in English. It only costs € 2.80 (€ 2.70 in the app) per journey.. discount pass: € 28 for 10 x 2nd-class journeys (€ 27 in the app) €10. Euros from any of the 19 countries may be used anywhere in the EU. Despite banks in Belgium offering sophisticated payment systems, cash for small purchases is still sometimes the preferred option. There are no currency restrictions, although you’ll need to declare if you are bringing in more than €10,000 or its equivalent in another currency. Jeremy is finder's Global Head of Publishing & Editorial. This can help you avoid unpleasant situations, especially where the payment terminal is unmanned and you need to enter your PIN. Chip and PIN cards are widely accepted in Belgium. You can transfer money to overseas accounts from Belgian banks if you have the IBAN (international bank account number) and BIC (bank identifier code) of the recipient, although this can result in fees from both banks. They are the second most common form of payment for online purchases, according to figures between 2015-18. Besides Bancontact and Maestro cards, VISA, MasterCard and American Express credit cards are often used. hi - been living in Belgium since May 2009 (over three years). Most grocery stores and retail will not accept notes above €100. I need to use my US Visa card. Those living or working abroad may find that holding an international bank account makes it easier to manage their finances as they change countries. With your Belgian electronic identity card, you can immediately receive a bpaid prepaid credit card at any of our 600 post offices. What are PIN and PUK codes? If you want to open a savings account (compte d’épargne/spaarrekening) or add credit cards in Belgium, the bank can advise you on the different options and fees. An orange and white payment slip is at the bottom of almost all Belgian bills. Foreigners with … The fee-free Upgrade Card offers 1.5% cash back, but it lacks many standard benefits. ING Belgium - One of the largest banks in Belgium which also offers asset management and commercial trading services. Hi all, Relatively new recipient of the E card - arrived in Brussels in May 2016 but it took until last month to get the E card from the commune. Looking for a bank that meets all your financial needs? It is linked to your current account and accepted in department stores, supermarkets, gas stations and high street shops. Shop unique cards for Birthdays, Anniversaries, Congratulations, and more. never clicking on a link to a bank website in an email that’s been sent. The Belgian ID card issued, upon request, to EU citizens residing here permanently is identical to the Belgian national ID card with the exception of the wording 'type: attestation d'enregristrement'. Debit and credit cards with Visa and Mastercard are also widely accepted, and you may be able to use your American Express card in some areas. Making a complaint about banks in Belgium, 13,700 cash dispensers and ATMs in Belgium, most popular form of online payment method. SEPA money transfers are usually free (or around €5 for instant payments) while transfers to non-EU countries normally start at around €10, with larger transfers costing more. By the relative/friend residing in Belgium attached to their Belgian ID card or Belgian residence permit. Slide to select your amount: 2. Personal details. Our top picks for cards with zero intro APR in 2021. Using your credit card in Belgium can incur fees such as: Yes. You can find this form here. The offer is available for new or replacement cards… However, if you want to obtain the electronic version of your residence card (E+ card), then you have to go to your local municipal office (find your local commune in Belgium); the card is valid for five years and is renewable. Belgium’s sophisticated banking system also provides for truly online and digital banks, where you can open and manage your account without ever having to see your banker. KBC is a retail, online, and mobile bank operating in Belgium. What's the US dollar to euro exchange rate? You are about to post a question on finder.com: I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder, Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances, 32 East 31st Street, 4th Floor, As a rule, the single permit for employed workers is valid for the duration of the employment contract, for a maximum period of 1 year. We may also receive payment if you click on certain links posted on our site. Comparing all the Belgium sim cards for tourists I come to the following conclusion: Orange is the best sim card in Belgium in 2021! You should consider calling your bank to ask for a four-number PIN before making your travel arrangements. It is your reliable connection to the world and your home. We may rely on information that is provided As with every country in the EU, the Belgian implementation of the Blue Card is unique and many Web sites appear to be reporting incorrect information. EU/EEA and Swiss citizens acquire permanent residence automatically after five years of uninterrupted stay in Belgium. Standing orders are called ordre permanent/bestendige opdracht and can be set up for regular payments of a fixed amount, like rent or mortgage repayments. was married to a Belgian, divorcing a couple of months. The perfect gift, a Belgian Happiness Gift Card! Germany, the EU's largest economy, started accepting Blue Card applications on 1st August 2012 This is a quick reference page, for full Registration at your local commune is still obligatory in the same way it is for everybody who moves to or within Belgium. Direct debits in Belgium are known as domiciliation/domiciliering. What if I have forgotten my PIN code? Nationals of an EU member state, Iceland, Liechtenstein, Norway or Switzerland do not need a residence permit to come to Finland. €50. For EU citizens, the identity card or a passport is generally sufficient. Details should be available on the bank’s website. Belgium similarly says it is rolling out a new format of its digital ID card, which will store the fingerprint biometric data of the holder, in compliance with a European … How long will it take to get my Blue Card? Optional, only if you want us to follow up with you. Credit cards are widely used and accepted in Belgium, VISA is the credit card of choice, but MasterCard will be accepted in most outlets. This is a popular option for those who don’t have internet banking or don’t like making online payments. Finder.com is an independent comparison platform and National law foresees that the maximum processing time for issuing a Blue Card in Belgium is 90 days. These banks have similar services, opening hours, and expat-friendly deals to Belgian banks. Any treatment provided is on the same terms as Belgian nationals. See Expatica’s directory for listings of banks in Belgium. Our top picks can help you build your credit without paying sky-high fees. High-quality Belgium Greeting Cards designed and sold by artists. Foreigners may carry a passport or an identity card, though if they are Belgian residents, they must carry their electronic residence/identity card. These conditions depend on the following three key factors: your nationality and country of residence; the length of your stay in Belgium; your professional status (employee or self-employed) in Belgium. Is this possible? Home loan or insurance options with our experts affiliates for featured placement of their products or services a period., 50, 100 and 200 euros full range of financial services is on offer including... 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